CVAR E-News
Foreclosure and REO Sales Disclosure Chart (for Residential 1-4 Unit Properties)


With the recent resurgence of foreclosures and sales of REO properties--those properties that lenders sell after foreclosing on them--this chart is designed to provide REALTORS® and their clients with an easy-to-use reference guide for determining the general applicability of the law to these types of sales transactions for residential 1-4 unit properties.

The same information is available in the Sales Disclosure Chart for REALTORS® and greater detail can be found regarding the disclosure triggers in the Summary Disclosure Chart for REALTORS®. For example, the chart may indicate a "yes" for the Lead-Based Paint disclosure requirement; however, it is only required for properties built before 1978.

 Disclosure

Foreclosure / REO

C.A.R. Form/Publication

 Law Citation

Advisability
of Title
Insurance

(When no title insurance issued)

Yes

 

Cal. Civ. Code §1057.6 (typically provided by escrow agent).

Agency
Disclosure
and
Ag