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Although the new Congressional session – will not convene until early January 2007, N.A.R. has an advocacy agenda planned for the new session. These issues may change as the priorities and disposition of the new Congress takes form. Here are a few:
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"Always vote for principle, and though you may vote alone, you may cherish the sweetest reflection that your vote is never lost."
John Quincy Adams, Sixth president of the United States (1767-1848)
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With the November elections only a month away, REALTORS® need to make their voice heard in the loudest voice possible – by making certain to vote. In California we have the office of the Governor, a United States Senate seat, all Congressional seats, one half of the State Senate and every Assembly seat to be voted. Additionally there are ballot propositions as well as local offices and local initiatives. Your vote is your voice.
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With local jurisdictions placing Community Facilities Districts, Assessment Districts, Bond Issues and other taxing measures on ballots REALTORS® should be ever mindful of the total tax burden on a property. As local jurisdictions look for new ways to increase revenues, private property will continued to be viewed as a funding source. Those involved with organized Real Estate will need to continually monitor the situation on behalf of the REALTOR® community.
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As REALTORS® your involvement in the political and legislative process is what will make the profession of organized Real Estate a better place in the future. The advocacy of legislation, the advocacy of housing and the advocacy of private property rights are central to the REALTOR® way of doing business. Both today and tomorrow your chosen field of endeavor needs your involvement.
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"Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it's the only thing that ever has." - Margaret Mead
This quote is one which best encapsulates the REALTOR® philosophy when we deal with legislation. With the involvement of each of our REALTOR® members, we can change the outlook for private property rights and professionalism. Each REALTOR® member needs to be an advocate for their profession and in doing so will help bring the changes which will protect their industry.
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This month when we are faced with so many issues on the ballot, so many issues in society, it is good for REALTORS® to remember to seek the truth, to find the fundamental facts and to act accordingly. When you act on those facts in unison, the truth can be heard and the REALTOR® voice will be strengthened. Take time to seek out the facts on legislative issues and then act accordingly.
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Voting is one of the basic foundations of American democracy. Over the generations, men and women sacrificed life and limb to secure and maintain this precious right.
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The
Federal Reserve Board, Federal Deposit Insurance Corporation, National Credit
Union Administration, Office of the Comptroller of the Currency and Office of
Thrift Supervision issued the proposed guidelines on non-traditional mortgages,
such as interest-only mortgage loans where borrowers pay no principal for the
first few years of the loan and payment-option adjustable-rate mortgages where
borrowers are given flexible payment options, including the potential for
negative amortization
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